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If you’ve done the research and you’re thinking about filing for bankruptcy in Jefferson County, deciding which Lakewood bankruptcy attorney you want to represent your case is a critical first step. You want to find the best representation to bring a swift and optimal resolution to your financial difficulties.
This is especially true if you’re being harassed by creditors or the bank is threatening to repossess your car or foreclose on your home.
Our experienced Lakewood debt relief attorneys understand the importance of this selection process. It shouldn’t just come down to finding the lowest (or highest!) priced lawyer. You need to find a law firm that you gel with, somewhere with a helpful, experienced staff of legal professionals that has compassion for its clients combined with aggressive legal instincts.
That is why, in addition to this introductory web page, we also offer all potential clients a free case consultation. Not only do we want you to thoroughly understand and weigh your options for debt resolution, but we also consider it your opportunity to interview our Lakewood bankruptcy attorneys. We want you to feel completely comfortable that we are the right professionals to help you.
Thanks to all of the negative stigma surrounding bankruptcy, many Jefferson County residents go to extreme lengths to avoid having to file bankruptcy to relieve their debt burdens. Some of these drastic measures, which can have detrimental effects on your finances, family life, and even your eventual bankruptcy case include–
1. Using retirement funds to pay debts- Under bankruptcy laws, any loans you draw from retirement accounts are “exempt” from debt relief and cannot be discharged through bankruptcy. If you are withdrawing or borrowing against these accounts to pay debts like credit card bills or medical bills, then you are leveraging your future to pay debts that can eventually be discharged via bankruptcy.
2. Taking out predatory payday loans- This has become a recent trend for many debt-laden Lakewood residents. Many people get caught in a borrowing cycle with these places offering small personal loans meant to hold you over until your next paycheck. Unfortunately, most of these cash advance loans come with astronomical interest rates, which many borrowers struggle to pay back in time, forcing them to take out another cash advance loan to cover the first.
3. Selling property- If you sold an asset, specifically, if you sold it for less than it is worth right before you file bankruptcy, this transfer can be considered fraudulent, and you could be liable to pay the loss to the court.
To avoid waiting until it’s too late, stay on the lookout for the following symptoms:
If any of the above describes your financial situation we urge you to contact our Lakewood bankruptcy attorneys as soon as possible. The sooner you recognize the warning signs, the quicker you can get the help you need.
We feel obligated to mention that Lakewood residents wishing to file bankruptcy are not required to hire an attorney. If you chose to file bankruptcy pro-se, or without an attorney, you will still be held to the same standards as a lawyer. That means that if you make a mistake because you are unfamiliar with the bankruptcy process, the Court will not issue you a do-over due to your inexperience.
If you need more convincing on why hiring an experienced Lakewood bankruptcy attorney is the right choice, consider the following:
1. We already know the legal process– Our Lakewood bankruptcy attorneys have over 30 combined years of experience helping clients in Colorado achieve debt relief through bankruptcy. When you retain our firm, we are more than just your lawyers– we are your resource when you have any bankruptcy or legal questions. We help you understand the law and how it applies to your life, and work with you to find the best debt relief options for your unique needs.
2. We deal with your creditors for you– If you’ve been dealing with debt for a while, you’re probably pretty tired of the phone calls, e-mails, and letters from debt collectors trying to cajole you into paying past due bills. We are here to protect you from creditor harassment. As soon as you retain one of our experienced Lakewood bankruptcy attorneys, you can rest assured that no more creditors will be legally able to contact you.
3. We will save you money in the long run- You may consider filing pro se in an attempt to save money, but we’re here to tell you that hiring an experienced Lakewood bankruptcy attorney can save you money in the long run. Our firm is aware that when you’re filing for bankruptcy, you’re already short on funds, which is why we offer a low flat fee for all Chapter 7 and Chapter 13 bankruptcy filings. We also know all of the ins and outs of the bankruptcy code and can use that knowledge to save your assets through exemptions, which a layperson filing pro se may miss.
4. We embrace technology- Our Lakewood bankruptcy attorneys use technology as much as possible to make it easier to service clients in Jefferson County. That means we file all of your paperwork electronically so that you don’t have to make frequent trips down to the United States Bankruptcy Court- District of Colorado up in Denver.
5. We give you peace of mind- Having worked with bankruptcy clients for decades, our Lakewood debt relief attorneys know that you’re already stressed enough due to your financial difficulties– you don’t need to add to your stress levels by trying to navigate the complicated bankruptcy process without an experienced attorney. Hiring a Lakewood bankruptcy lawyer is probably the single best thing you can do to take the burden off your shoulders and allow us to take over for your peace of mind.
The bottom line is, for our Lakewood bankruptcy attorneys, our client’s debt relief goals are our goals. We want to help you and your family get free from the burden of debt. We want to help you get rid of the stress caused by too many bills. We want to help you put yourself into a position where you can look into the future and see a debt-free existence.
We provide unparalleled expertise, value, and service. Our business is understanding and addressing your legal concerns, and we approach each matter with a refined focus on protecting and preserving what is in the best interest of each client. Thank you for considering our Lakewood bankruptcy attorneys to assist you with your finances. We look forward to hearing from you and letting us earn your trust.