Low Flat Fees

First things first – the fee for a bankruptcy filing will of course depend on whether you file for a Chapter 7 bankruptcy or a Chapter 13 bankruptcy. The flat rate charged by the Federal Bankruptcy Court for a Chapter 7 bankruptcy is $338. All Chapter 7 fees must be paid before the filing of the bankruptcy petition. Attorneys that accept payments for attorney’s fees after the filing of a Chapter 7 bankruptcy are violating the automatic stay and discharge injunction provisions of the Bankruptcy Code. This is because attorney’s fees owed in a Chapter 7 case are no different than any other dischargeable, pre-petition debt – that is, they are discharged and cannot be collected once the case is filed. The flat fee for filing a Chapter 13 bankruptcy in Colorado will cost $313. If you’re unable to afford these fees, you can ask the court for permission to pay off the amount through installment payments. Rarely, the court will waive the filing fee if your income falls below the poverty line and you cannot afford payments. It’s important to note that these flat fees don’t include additional services you may require when filing for bankruptcy in Colorado. For example, any adversary proceedings during your petition can cost extra, as well as if you need to convert your filing from Chapter 7 to Chapter 13 (and vise versa) after you’ve already submitted the bankruptcy schedules. For a complete list of court-related bankruptcy costs, please visit The United States Bankruptcy Court-District of Colorado website. Additionally, in order to obtain a bankruptcy discharge a Credit Counseling course must be taken before a case is filed and the Debtor Education course must be taken after a Chapter 7 or Chapter 13 bankruptcy case is filed. These courses can range from $0 to $500 each depending on where they are taken. Your Colorado bankruptcy attorney can help you find an affordable option for both of these mandatory courses.