Colorado’s 100% Online Bankruptcy Law Firm
No offices appointments. No Court Appearances.
Schedule a Consultation
Schedule a Consultation
Some people may view bankruptcy as an admission of failure or as a punishment for being unable to pay bills. People that believe this do not understand what bankruptcy is about.
Bankruptcy is for people who
If any of these problems sound familiar, it’s time to consider how filing for bankruptcy will help or hinder your ability to become financially solvent. While bankruptcy isn’t right, or even possible, for everyone, it is often the best way to get your life back on track by eliminating debt and holistically restructuring your finances.
Filing for bankruptcy is not an admission of failure. Quite the contrary, bankruptcy is a tool that helps consumers deal with overwhelming debt. It was written into federal law because the government understands that some people get into financial difficulty and need a way out. Our bankruptcy attorneys want to make sure you understand your rights.
If your financial situation has become completely untenable, filing for bankruptcy may be a useful course of action to consider. However, bankruptcy is a complex process, so it is worth discussing the advantages and disadvantages with a knowledgeable Denver County bankruptcy attorney before committing to this path.
To determine the right solution for your unique situation, contact our team of experienced debt relief attorneys today. During your (free!) confidential case consultation, one of our knowledgeable legal professionals can explain your financial options and help you reach a positive resolution.
One of the most common questions Googled by debtors researching bankruptcy is “Do I need a lawyer to file bankruptcy”
Finding the right lawyer is a critical first step in your debt relief journey.
That’s not to say it isn’t possible to file for bankruptcy on your own. During your search, you may have come across the term “pro-se.” Pro-Se is Latin for “by yourself” and is used commonly in legal documents to mean that a person is representing themself.
So while it is possible to file bankruptcy without the help of an experienced CO bankruptcy attorney, it’s not recommended. The success rate for people who file bankruptcy pro-se in Denver is very low.
In 2005, Congress passed a law called the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA). Before this, it was relatively easy for anyone to file for bankruptcy, allowing many dishonest people to abuse the system. The BAPCPA introduced many new restrictions on filing bankruptcy, which indeed put a stop to most fraudulent claims, but it also made it much more difficult for the average layperson to be able to file bankruptcy without the help of an experienced attorney.
Don’t believe us? That’s understandable. If you need a second opinion, feel free to check out the Office of the United States Court government-run website, which says
Individuals can file bankruptcy without an attorney, which is called filing pro se. However, seeking the advice of a qualified attorney is strongly recommended because bankruptcy has long-term financial and legal outcomes.
Filing on your own can result in disaster in your case. You should strongly consider seeking advice from a knowledgeable Denver bankruptcy lawyer. Call today to set up a free consultation with a member of our experienced team of legal professionals.
We offer a no-cost, zero-obligation case consultation for each prospective client, during which we’d be happy to prove how valuable an experienced Colorado debt relief attorney can be for your case.
Our Denver County bankruptcy attorneys have extensive experience and a long history of handling all types of personal bankruptcy claims. We know the ins and outs of the Federal Bankruptcy Code and have helped hundreds of Coloradans with debt relief.
Listed below are 5 ways having a Denver county area debt relief attorney on your case can help you.
1. We Provide You With Specific, Sound Legal Advice- The first thing that our Denver bankruptcy attorneys do before taking on a prospective new client is to examine the case presented before them. During your initial, no-cost case consultation, one of our legal professionals will take the information that you provide to us and use it to identify your available debt relief options.
2. We Make Sure You Understand Every Step of the Process- Our clients are our highest priority. We understand that legal matters can be stressful and confusing. While we strive to make the process as easy as possible for our clients, we also make sure that every client is aware of and understands every step happening throughout their bankruptcy case.
3. We Help You Fill Out and File all Necessary Paperwork- Just like financing a car or trying to qualify for a mortgage, filing for bankruptcy requires you to submit a lengthy packet of forms, often referred to as Schedules. These Schedules include not just the scope of your debt and creditors, but also includes past income, including W-2s and pay stubs. If you’re curious as to how much paperwork is required for filing for bankruptcy, head on over to The US Courts Website to see the complete list of bankruptcy schedules necessary for filing.
Exemptions– Bankruptcy exemptions are laws that allow bankruptcy debtors to protect property from creditors. Although Bankruptcy is a federal law, every state has different exemption limits, therefore it’s in your best interest to contact an experienced Colorado bankruptcy attorney to figure out which of your assets may be exempt under Colorado law.
4. We Represent You in Court- Going to court is stressful. Especially if you have to travel far to get there. Unlike criminal courts, which are located in every county throughout Denver, there is only one bankruptcy court in each state. The Denver Bankruptcy Court is located in downtown Denver. While every case is unique, most bankruptcy petitioners living in Colorado who hire an experienced bankruptcy attorney to handle their case never have to appear in court, as their lawyer can appear on their behalf. This can be especially comforting to our clients who live out in Mesa or Cheyenne counties, far from the state capital.
5. We Have Years of Experience Handling Cases Just Like Yours- With decades of combined experience with the Federal Bankruptcy Code, our team of legal professionals knows the ins and outs of filing for bankruptcy. Our entire practice is geared toward client service and getting the best results. Our legal team offers in-depth knowledge and insights to protect your future and fight for the best possible outcome for your situation.
For more information on how our Denver bankruptcy firm can help you, contact us today. We offer a no-cost, no-obligation case consultation for each prospective client. Our friendly and professional attorneys and staff are here to answer any questions you may have about our law firm or the services we provide.
Bankruptcy can be a crucial and essential means for people struggling with their finances to get out of debt and make a fresh start in their lives.
When your financial situation spirals out of control, preventing you from enjoying your life, Denver Chapter 7 or Delaware Chapter 13 personal bankruptcy protection may be the best option. Our team of experienced Colorado attorneys provides thorough, effective representation to ensure every client gets through the bankruptcy process as effectively and efficiently as possible.
If you’re struggling with mounting debt, you don’t have to go through it alone. We know Colorado bankruptcy law in all its nuances. For more information about how an experienced Denver bankruptcy lawyer from our team can help you, contact us today for a no-cost case evaluation.