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We make bankruptcy easy, affordable, and stress free.

File for bankruptcy from the comfort of our own living room.

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Are You Looking for a Bankruptcy Attorney in Aurora?

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Are you going through a tough time financially?

Has your mounting debt kept you from sleeping at night?

Are you in danger of losing your home or car to foreclosure or repossession?

If you are living in Aurora or the surrounding areas and answered yes to any of these questions, we can help provide relief from your debt. Our professional Aurora bankruptcy attorneys offer legal solutions designed to help you start over.

Whether you have made the decision to file for Chapter 7 or Chapter 13 bankruptcy, our team of knowledgeable legal professionals can help settle your debts and secure a fresh financial start after bankruptcy. Don’t give up hope– you can turn things around for the better, and our Aurora debt relief lawyers can help you do it.

We understand that every situation is different and that lenders have different policies. If your financial problems are putting your family’s well-being, your credit score, or your home in jeopardy, now is the time to seek out the advice of an experienced bankruptcy attorney.

Signs You Need an Aurora Bankruptcy Lawyer

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There are many myths and false narratives surrounding bankruptcy. Many people believe that filing for bankruptcy is a moral failing, or that having so much debt that you need to be bailed out makes you weak.

Because of these negative stereotypes, many Coloradans wait until they’re on the brink of financial disaster before seeking help. And while filing for bankruptcy has helped thousands of people in Arapahoe County who were teetering on the edge of ruin, our Aurora area bankruptcy attorneys want to spare as many people as possible from some of the heartaches that waiting too long to seek help can bring.

As a result of the decision not to file a case, potential clients usually embark on a mission of bad decision-making that will ultimately make their financial situation worse and possibly bar them from being able to file a bankruptcy petition later. Here is a short list of things that many people have done to stall a bankruptcy that may seem helpful but prove to be harmful in the long run.

  1. Using retirement funds to pay debts- under bankruptcy laws your retirement accounts are “exempt” and cannot be accessed as part of your bankruptcy case. If you are withdrawing or borrowing against these accounts to pay debts that will be discharged in bankruptcy, then you are leveraging your future to pay debts that will be wiped out by bankruptcy.
  2. Taking out predatory payday loans- this practice happens often. Many people get caught in a borrowing cycle with these places offering small personal loans meant to hold you over until your next paycheck. Unfortunately, most of these cash advance loans come with astronomical interest rates, which many borrowers struggle to pay back in time, forcing them to take out another cash advance loan to cover the first.
  3. Selling property- If you sold an asset, specifically, if you sold it for less than it is worth right before you file bankruptcy, this transfer can be considered fraudulent, and you could be liable to pay the loss to the court.

To avoid waiting until it’s too late, stay on the lookout for the following symptoms:

  • You make the minimum monthly payments despite overdue bills
  • You’ve been borrowing money regularly from friends and family to cover bills
  • You use credit cards to pay for everyday expenses, such as rent, utilities, and groceries
  • You’ve maxed out credit cards, or are using one credit card to pay the bill for another
  • You have to pay overdraft fees on your bank account every month
  • Collection agencies call you multiple times everyday
  • You’ve been using high-interest payday loans to cover your monthly bills
  • Creditors are threatening to sue you for unpaid debts
  • You’ve been borrowing from your 401(k) to pay bills
  • You’ve been fighting with your spouse or partner about bills and finances

If any of the above describes your financial situation we urge you to contact our experienced Aurora bankruptcy attorneys. The sooner you recognize the warning signs, the quicker you can get the help you need.

5 Examples of How an Aurora Bankruptcy Attorney Can Help You

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It’s worth mentioning that Coloradans wishing to file bankruptcy in Aurora are not required to hire an attorney. If you chose to file pro-se, which means on one’s own, in Federal Bankruptcy Court you will still be held to the same standards as an attorney. That means that if you make a mistake because you are unfamiliar with the bankruptcy process, the Court will not issue you a do-over due to your inexperience.

If you need more convincing on why hiring an experienced CO bankruptcy attorney is the right choice, consider

  1. We already know the legal process– Our team of legal professionals has over 30 combined years of experience handling bankruptcy cases in Colorado. If you try to file bankruptcy on your own, there is a good chance you could miss a deadline or forget to file a document, which could end up delaying your bankruptcy. From meeting paperwork and certification deadlines to knowing the ins and outs of the Federal Bankruptcy Code, an experienced Colorado bankruptcy lawyer can provide you with the proper knowledge you need to put yourself in the best situation you can when you emerge from bankruptcy.
  2. We deal With your creditors for you– If you’ve been dealing with debt for a while, you’re probably pretty tired of the phone calls, e-mails, and letters from debt collectors trying to cajole you into paying past due bills. Fortunately, when you hire a bankruptcy lawyer, the harassment from your creditors will stop because your attorney will contact them for you and explain what is happening.
  3. We will save you money in the long run- You may consider filing a pro se in an attempt to save money, but we’re here to tell you that hiring an experienced Aurora bankruptcy attorney can save you money in the long run. Our firm is aware that when you’re filing for bankruptcy, you’re already short on funds, which is why we offer a low flat fee for all Chapter 7 and Chapter 13 bankruptcy filings. We also know all of the ins and outs of the bankruptcy code and can use that knowledge to save your assets through exemptions, which a layperson filing pro se may miss.
  4. We won’t commit fraud- Nor will we allow you to commit bankruptcy fraud either. Of course, you’d never intentionally commit bankruptcy fraud because you are trying to resolve your debts, not make them worse by ending up in jail. However, there are so many rules to declaring bankruptcy that it can be easy to make a critical error, even if it’s unintentional, that the court may view as fraud.
  5. We give you peace of mind- We know that you’re already stressed enough due to your financial difficulties– you don’t need to add to your stress levels by trying to navigate the complicated bankruptcy process. Hiring an Aurora bankruptcy lawyer is probably the single best thing you can do to take the burden off your shoulders and allow us to take over for your peace of mind.

Your Trusted Aurora Bankruptcy Lawyers

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The mission of our experienced Aurora area debt relief attorneys is to enhance the lives of Aurora residents struggling with overwhelming debt by providing valuable guidance, and advocating for and protecting their rights while humanizing legal representation.

In the court of public opinion, lawyers are known to be stuffy, jargon-spewing, and arrogant. Our team of friendly, knowledgeable legal professionals is working to change that negative stigma, one client at a time.

Filing for bankruptcy can be a stressful and overwhelming event. We work diligently to make sure every client understands all of their debt relief options so that they can make an educated choice about their financial future. We approach each case with compassion and sensitivity, as we know that choosing to file bankruptcy is a harrowing decision that shouldn’t be made lightly.

The bottom line is, we are a debt relief agency with experienced Aurora bankruptcy attorneys. We help debt-laden Colorado residents get a second chance at financial freedom through bankruptcy. Our legal team is standing by to help you. Contact us today for a no-cost, no-obligation case consultation.